Summarize contracts and disclosures in plain English — before your clients have to ask what they signed

ZeroTwo reads purchase contracts, seller disclosures, inspection addenda, and buyer agreements and produces plain-English summaries your clients can actually understand — what they're committing to, what the contingencies protect, what the timelines mean, and what they need to sign by when. Speed and clarity for the agent; confidence for the client. Not legal advice: broker and attorney review still owns final interpretation.

Summarize your next contract

Contract Summary — 47 Oak Ave (Purchase Agreement)

Contract pages reviewed38-page purchase agreement

Key dates extracted6 deadline dates — calendar-ready

Contingencies identified3: financing, inspection, appraisal

Plain-English summary1 page — buyer ready

Internal checklist12 agent action items extracted

ZeroTwo

38-page contract summarized to 1 page. Key points for your buyers: they have 10 days for inspection, 30 days for loan commitment, and a 45-day close. The financing contingency protects their earnest money if the loan falls through. The appraisal contingency gives them an out if the property appraises below $549K. I've built the action checklist — 12 items for you and the TC to track.

Purchase Agreement Summary

Purchase price$549,000 — conventional financing

Earnest money$15,000 — due within 3 business days

Close dateApril 29, 2026 — 45 days from contract

Included itemsAppliances, washer/dryer, window treatments

Excluded itemsDining room chandelier — seller taking

Contingency Summary

Financing contingency30 days — protects earnest money

Inspection contingency10 days — buyer can cancel for any issue

Appraisal contingencyActive — protects if appraisal below $549K

Sale of homeWaived — buyer has no home to sell

Earnest money risk if waivedAll 3 intact — no risk currently

Seller Disclosure Summary

Known defectsRoof age (2008), HVAC last serviced 2022

Water/flood historyNone disclosed

Permits and workKitchen renovation 2019 — permit pulled

HOANone — single family residential

EnvironmentalNo known issues disclosed

Agent Action Checklist — 12 Items

Day 1-3: Earnest money deposit$15,000 to escrow by March 18

Day 1-10: Inspection orderedSchedule immediately

Day 1-30: Loan commitmentLender on track — monitor weekly

Day 10: Inspection decisionAccept/negotiate/cancel by March 25

Day 45: CloseApril 29 — coordinate with title

Contract tools built for real estate agents

Plain English that eliminates the 'what did I sign?' call

ZeroTwo produces a 1-page contract summary in plain English: what the buyer committed to, what each contingency protects, what the timeline means in calendar terms, and what items are included or excluded. Clients who understand the contract before signing make fewer calls after.

Contingencies explained, not just listed

ZeroTwo explains each contingency in context — not just that it exists, but what it protects against, what happens if it's triggered, and what the client's options are. Buyers who understand their financing contingency make calmer decisions when a lender deadline approaches.

12-item action checklist from a 38-page contract

ZeroTwo extracts every agent and TC action item from the contract and organizes them into a deadline-ordered checklist — so the transaction file starts organized from day one, not after someone misses the first deadline and has to read the contract to figure out what happened.

How to summarize real estate contracts and disclosures with ZeroTwo

Step 1

Upload the contract or disclosure

Upload the purchase agreement, seller disclosure, buyer agreement, addendum, or inspection response. ZeroTwo reads the full document, identifies the key terms, dates, contingencies, obligations, and action items.

Step 2

Generate the plain-English summary

ZeroTwo produces a 1-page client-ready summary: purchase price, earnest money, included/excluded items, contingencies explained in plain language, key dates in calendar form, and any notable clauses the client should understand before signing.

Step 3

Build the agent action checklist

ZeroTwo extracts every agent and TC action item from the contract — earnest money deadline, inspection scheduling, loan commitment tracking, disclosure delivery, title order, walkthrough scheduling — and organizes them into a deadline-ordered checklist.

Step 4

Prepare the client explanation

ZeroTwo prepares the talking points for the agent's contract review call or meeting: what to cover, how to explain each contingency, what questions to expect, and how to frame the timeline so buyers and sellers feel confident, not overwhelmed.

Step 1

Upload the contract or disclosure

More ways to use ZeroTwo for real estate contract and disclosure review

Summarize purchase agreement

Summarize this 38-page purchase agreement in plain English — key terms (price, earnest money, close date, included items), contingencies explained simply, key dates in calendar format, and any notable clauses to flag for the client.

Summarize seller disclosure

Summarize this seller disclosure form — known defects, property history, permit and renovation history, environmental disclosures, and HOA information — in a 1-page buyer-ready summary with any flagged items highlighted.

Explain contingencies to buyers

Write a plain-English explanation of the 3 contingencies in this purchase contract — financing, inspection, and appraisal — what each protects against, what triggers them, and what the buyer's options are if each is triggered.

Build contract action checklist

From this purchase contract, build a deadline-ordered action checklist for the agent and TC — earnest money, inspection, loan commitment, disclosure delivery, appraisal, title, walkthrough, and close — with due dates and responsible parties.

Summarize buyer representation agreement

Summarize this buyer representation agreement in plain English — what the buyer commits to, what the agent commits to, how compensation works, the exclusivity period, and the exit clause — for the pre-signing client explanation.

Summarize inspection addendum

Summarize this inspection addendum — what the buyer is requesting (repairs or credit), the seller's response, and the agreed resolution — in a 1-paragraph plain-English update for the client.

Flag unusual contract clauses

Review this purchase contract and flag any clauses that are unusual, potentially unfavorable to the buyer, or worth discussing before signing — with a plain-English explanation of each flagged clause and why it matters.

Prepare contract review call agenda

Build an agenda for a 30-minute contract review call with buyers — what to cover in order, how to explain the contingencies, what questions to expect, and how to close the call with all signatures confirmed.

Explain earnest money to first-time buyers

Write a plain-English explanation of earnest money for first-time buyers — what it is, how much is typical, where it goes, what protects it (contingencies), and under what circumstances they could lose it.

Summarize counter-offer addendum

Summarize this counter-offer addendum in plain English — what terms the seller changed, what the buyer is now agreeing to, and what the acceptance deadline is — in a 1-paragraph client-ready update.