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Finance

Your runway, updated every Monday.

A rolling 13-week cash flow forecast with base, downside, and upside scenarios, rebuilt from live Stripe collections and Ramp commitments and delivered to your leadership channel every Monday morning.

Integrates with:

What changes

Before
With ZeroTwo
Forecast frequency
Monthly (before board meetings)
Weekly, every Monday at 7 AM from live data
Scenario planning
Manually adjust one spreadsheet
Base, downside, and upside scenarios generated with runway for each
Runway accuracy
Back-of-envelope estimate
Transaction-level with commitment tracking
Cash surprise frequency
Regular. 'I didn't know that was coming'
Rare. All commitments visible 13 weeks out

Forecast frequency

Before

Monthly (before board meetings)

With ZeroTwo

Weekly, every Monday at 7 AM from live data

Scenario planning

Before

Manually adjust one spreadsheet

With ZeroTwo

Base, downside, and upside scenarios generated with runway for each

Runway accuracy

Before

Back-of-envelope estimate

With ZeroTwo

Transaction-level with commitment tracking

Cash surprise frequency

Before

Regular. 'I didn't know that was coming'

With ZeroTwo

Rare. All commitments visible 13 weeks out

You check the bank balance when you remember. That's not a system.

The CEO asks 'how much runway do we have?' and you pull up the bank account. $2.1M. You divide by last month's burn. Fourteen months. Except last month's burn included a one-time payment for the annual AWS contract. And this month, Q4 commissions are due. And payroll is going up because you hired three people who started on the 15th and only got half a paycheck last month. So is it 14 months? Or 10? The honest answer is you're not sure.

Cash flow forecasting at most startups is a spreadsheet that someone built six months ago. It gets updated when the CFO has time, which is usually right before a board meeting. The rest of the month, it sits there getting staler by the day while actual cash moves in and out. Stripe deposits land on different schedules. Ramp bills hit at month-end. A customer pays early. A vendor payment bounces. None of this gets reflected until someone manually reconciles everything.

How ZeroTwo forecasts your cash flow

1

Pulls expected inflows and flags at-risk renewals

Stripe

ZeroTwo mapped $380K in recurring revenue hitting next week, flagged 12 renewals at risk based on usage decline, and projected the payout schedule through week 13

2

Reads committed outflows and upcoming contracts

Ramp

ZeroTwo identified $210K in locked-in monthly subscriptions, spotted a new $15K annual contract starting next month, and projected variable spend from trailing averages

3

Builds a rolling 13-week cash model from both sides

Google

A week-by-week cash flow showing exactly when the balance dips, how much runway remains (14.2 months base case), and which weeks carry concentration risk

4

Stress-tests base, downside, and upside scenarios

Google

Base case holds 14 months of runway, downside (2x churn + delayed collections) drops it to 10, upside (pipeline converts) extends it to 18. Leadership sees the range, not a single guess

5

Delivers the Monday morning cash brief to leadership

Slack

ZeroTwo sends a one-screen summary: ending cash, week-over-week change, runway by scenario, and any alert thresholds breached — all before the first standup

Runs Every Monday at 7:00 AM · Cash forecast posted to #finance-leadership in Slack

Get started in under 10 minutes

1

Connect your tools

One-click OAuth for each integration. No API keys, no engineering.

2

Describe what you need

“Every Monday, rebuild a 13-week cash forecast from Stripe collections and Ramp commitments. Run base, downside, and upside scenarios and alert #finance-leadership if runway drops below 10 months.”

3

It runs on schedule

Runs every Monday morning and the forecast lands in your leadership channel, with alerts firing immediately if runway drops below your threshold.

Frequently asked questions

ZeroTwo analyzes historical usage patterns from Stripe to project future revenue from usage-based customers. It factors in growth trends, seasonality, and recent changes in usage volume. The base/upside/downside scenarios capture the range of likely outcomes.

If payroll runs through a connected system or is documented in a Google Sheet with payment schedules, ZeroTwo includes it in the forecast. You can add payroll as a fixed commitment in the model. ZeroTwo applies it weekly and adjusts for new hires or departures that you flag.

13 weeks is the default because it balances accuracy with usefulness. You can extend to 26 weeks or even 12 months, but longer-range forecasts naturally have wider confidence intervals. ZeroTwo shows you the confidence band so you know how much to trust the outer weeks.

Yes. ZeroTwo maps actual payment schedules (Stripe payout timing, Ramp payment dates, vendor billing cycles) rather than assuming everything happens on the invoice date. This is critical for cash flow accuracy and is usually the hardest part to do manually.

Yes. You can configure alerts like 'notify me if projected cash drops below $500K in any week' or 'alert if runway falls below 9 months in the downside scenario.' These alerts run with every forecast update and notify you in Slack immediately.

Stop doing the work your tools should do for you.

Set it up once. ZeroTwo runs it every time.